Clarity for Your Income Protection Confidence for Medicare Decisions.

Work directly with Rene Apack for clear, personalized guidance on income protection and Medicare so you can live a worry-free life.

28

Years Helping Individuals and Families Make Confident Insurance Decisions

Rene Apack Insure Your Future

Income Protection & Medicare Planning:

Licensed in multiple states

Serving clients nationwide

One-on-one guidance

Why Clients Trust Rene Apack

For 28 years, Rene has helped individuals and families navigate Medicare, Income Protection, and Long-Term Care planning with clear explanations, personal guidance, and a no-pressure approach.

Clients work directly with Rene and receive recommendations based on their needs, goals, and circumstances.

Focused Guidance Where It Matters Most

24/7 Call

+1 847-917-4870

Long-Term Care Planning

Helping families prepare before care is needed, protecting assets, and preserving independence.

Income Protection

Protect your income and lifestyle with disability and long-term care planning tailored to your situation.

Medicare Planning

Understand your options, avoid costly mistakes, and choose the right coverage with confidence.

Most people don’t realize how important these decisions are until it’s too late.

I help you get it right the first time so you can move forward with clarity and confidence.

28 Years Helping Individuals and Families Make Confident Insurance Decisions

Family Is Why Protection Matters

Insurance decisions are rarely just about policies. They’re about protecting the people we love and making sure our families have security when life changes unexpectedly. Use one of the family photographs provided.

Real Experiences from Clients

Rene always does a fantastic job of helping us find the best medical and drug plans! We’ve worked with him several years and would highly recommend to anyone! Cheryl & Jim

Cheryl Horton Client

Just did my annual review of medigap and part D with Rene, and... another $300 savings . he is the BEST. I would also highly recommend him for short erm and long term disability insurance. He is one of the few commercial/financial relationships in my life that I trust has MY interest 110% at heart. If everyone in the industry was Rene Apack, there would be no need for the fiduciary rule.

David Borris CAPA Client

We have been associated with Rene Apack for about 25 years and highly recommend his services and he has saved a number of our friends and us a lot of $$ over the years and all of us are very pleased with the service provided.

Ed Gillest Client

Coming to the U.S. from Europe, was a big change, especially when it comes to the social safety net. Rene Apack had a lot of patience explaining what I needed to know to be protected.

Elisabeth Hubbard Client

I was worried about protecting my income for the future. Working with Rene, he showed me a lot of plans. Now I am not worried about my future.

Gail's Brownies Client

I’ve known Renée many years and networking. Renée touch base with me last year and look at my insurance programs and I have supplemental F he did price comparison for me and was able to save me over $100 a month for the same insurance. And also save me on my part D insurance. He watches my rates for me and always gives great advice. I always tell my clients do not just by insurance on line you need to talk to the person .

James Smith Client

Rene is essential for understanding Medicare, your 2ndary insurance and the Prescription Drug Plan. He will help you understand and revise your 2ndary Medicare insurance policy which needs to be re-shopped every three years because of price changes. HOWEVER, the drug plan MUST be re-shopped EVERY YEAR to minimize your full out-of-pocket costs on your Prescription Drug Plan. Rene is fantastic and helps you do this as a service at no cost!"

J. Hamilton Client

You could not want a better agent. I was really impressed with the time he spent with us on the phone answering all our questions. He resolved questions that we had about our policy for the last 25 years. He takes time to listen to clients. Very knowledgeable and pleasant gentleman.

Ronald Renz Client

Rene is an expert w magnitude of knowledge. Delighted to have him, for all my health needs! His services are top notch! He did a complete market scan and premium assessment and he found me a great policy.

Suzzy Glickman Client

Rene is extremely thorough and clear in explaining your options. He helps you navigate all the plans with ease and makes sure you are informed and comfortable with your decision.

Jeff Pygott Clients

Rene with Insure Your Future was well knowledgeable, patient, professional, helpful, friendly, kind and the list goes on. He helped us get great rates. I would definitely recommend.

Tony Cooper Client

Rene will give the best deal based on your own personal needs. He has been very friendly, taking time for your concerns, explaining in clear words what is the best deal. He has been very professional, courteous, always makes you feel like you are part of the family, and trying to help you the best way for your interest. I was never disappointed by him, and save me thousands of dollars on my plan!

Marie Morgan Client

My wife and I have worked with Rene over the last several years and we could not be more pleased. He is very customer focused and low pressure. He presents options for us and helps us educate ourselves. We have recommended him to a lot of our friends. You cannot go wrong letting him serve you!

John Wilson Client

Rene Apack at Insure Your Future is very knowledgeable in the field of Disability Income and Long Term Care. He is attentive to his customers and their insurance needs. I would not hesitate to recommend his expertise to my friends and family.

Tim Hughes Client

I have known Rene Apack for a few years now and he is a very honest, open, and truly caring individual that really strives to understand your needs. He is passionate about learning as much as he can about his clients so he can recommend the right product.

Paul Dworianyn Client

He helped me and wife on long term Care policy, plus Medicare plans also Medicare supplement plans for over 13 years. He answers all my questions and my concerns.

Robert Rivera Client

Rene at Insure Your Future is great! He will help you with all of your disability income insurance needs.

April A Client

Answered all my questions. Very knowledgeable. Made my decision making easy. Will definitely use him in the years to come

James Client

I wanted to take this opportunity to thank Rene for all his hard work and dedication! For over 10 years, Rene has helped my grandmother with her healthcare insurance; not only finding the best rates, but also working side by side with us to fully understand our options. Thank you again, Rene. Your hard work is truly appreciated 😊!

Daniel Dumitru Client

Protecting Your Income And Financial Future

Since 2003, we’ve helped over 1,043 clients find reliable insurance coverage to protect their income, health, and financial stability.
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Families Secured With Life Insurance

Helping families gain financial protection and peace of mind.

Disability Insurance For Professionals

Income protection plans designed to secure financial stability.

“Insure Your Future helped me find the right coverage to protect my income and family.”

Michael R. Clients

“Great guidance and reliable insurance options. I feel confident about my financial future.”

Mr. John Doe Clients

Insurance Solutions To Protect Your Financial Future

We work with leading insurance providers to offer reliable coverage that helps protect your income, health, and long-term financial security.

Open Hours

Mon - Fri 08 AM - 10 PM

Catastrophic Home Care & Long-Term Care

Coverage to help manage the high costs of long-term or home healthcare.

Disability Insurance

Protect your income if illness or injury prevents you from working.

Life Insurance

Financial protection and security for your loved ones.

Medicare Supplement

Extra coverage to reduce out-of-pocket medical expenses.

Income Protection

Insurance solutions designed to secure your income.

Financial Protection Planning

Personalized guidance for long-term financial security.

Trusted Insurance Solutions For Your Financial Protection

Personalized Coverage Plans

Insurance solutions to protect income and assets.

Trusted Insurance Providers

We work with leading companies for coverage.

Financial Protection Strategies

Smart insurance plans for long-term security.

Expert Support When Needed

Professional guidance to help you choose the right policy.

Trusted Income Protection & Medicare Guidance

For over 28 years, Rene Apack has helped individuals and families make confident decisions about Medicare Planning, Disability Insurance, Income Protection, and Long-Term Care Insurance.

Based in Scottsdale, Arizona, and serving clients throughout Arizona, Illinois, and nationwide, Rene provides personalized guidance—not high-pressure sales—so you can protect your health, your income, and your financial future with confidence.

Based in Scottsdale, Arizona

Serving Clients Nationwide

Trusted by clients across Illinois, Arizona, and 40+ states.

Let’s Make This Simple

Get clear answers and personalized guidance for your situation—without pressure or confusion.

Insurance Plans Designed To Protect Your Financial Future

Need Help Choosing A Plan?

Find the right insurance coverage for your needs.

Basic Protection

This plan is perfect for individuals who want to start organizing their finances.

$ 299 one-time
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Most Popular

Income Protection Plan

Designed for individuals who want to eliminate debt faster through structured.

$ 399 one-time
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Complete Protection Plan

A comprehensive solution for those who want long term financial planning.

$ 899 one-time
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Our Help Center

Get quick answers about insurance coverage and protection.

Find Answers To Common Insurance Questions

Get clear answers about insurance coverage, benefits, and choosing the right protection for your needs.
We provide life insurance, disability insurance, long-term care coverage, and Medicare supplement plans.
Our experts help you compare options and choose the best coverage based on your needs.
Since 2003, we have helped over 1,043 clients find reliable protection from leading insurance providers.

Protect What Matters Most

Reliable insurance solutions for your financial security.

Stay Informed With Insurance Tips And Financial Protection Insights

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